Commercial insurance

Executive Shield

Directors' and officers' liability

Protects directors and managers against personal claims for decisions they make.

Directors and senior managers can be sued personally for how they run a company, by shareholders, regulators, creditors or employees. Directors' and officers' (D&O) liability insurance pays their defence costs and any damages.

It protects individuals' personal assets and helps companies attract experienced board members.

Who it's for

  • Company boards and executive teams
  • Non-executive directors
  • Boards of parastatals, NGOs and associations

What it covers

  • Claims alleging mismanagement or breach of duty
  • Regulatory investigations and actions
  • Legal defence costs
  • Company reimbursement when it indemnifies its directors, where included

Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.

Talk to a broker who works for you, not the insurer.

Tell us what you need covered. We compare the market and come back with clear options.