Commercial insurance
Fidelity guarantee
Covers money and goods lost through employee dishonesty.
Fidelity guarantee insurance protects you when an employee steals money or goods from the business. It can cover named staff, specific positions, or your whole workforce.
It is often the first step before broader commercial crime cover, and some contracts and licences require it.
Who it's for
- Businesses where staff handle cash, stock or payments
- Organisations required to hold fidelity cover by a contract or regulator
What it covers
- Theft of money or goods by employees
- Fraud and embezzlement by employees
- Cover per person or per position, as chosen
Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.
Talk to a broker who works for you, not the insurer.
Tell us what you need covered. We compare the market and come back with clear options.