Employee benefits

Critical illness

Pays a lump sum when an employee is diagnosed with a serious illness.

Critical illness cover, also called dread disease cover, pays a lump sum when an employee is diagnosed with a listed condition such as cancer, heart attack or stroke. The money helps with treatment, travel and time off work.

It pays on diagnosis, whether or not the employee can keep working.

Who it's for

  • Employers who want to add to medical aid and group life
  • Senior staff and key people

What it covers

  • Lump sum on diagnosis of listed conditions
  • Cancer, heart attack, stroke and other serious illnesses, as defined in the policy

Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.

Talk to a broker who works for you, not the insurer.

Tell us what you need covered. We compare the market and come back with clear options.