Employee benefits

Group life assurance

Pays a lump sum to an employee's family if they die while employed.

Group life assurance pays a lump sum, usually a multiple of annual salary, to the family of an employee who dies in service. Because it is bought as a group, cover is cheaper than individual policies and most employees join without medical tests.

We design the scheme, compare insurers, and run the annual renewal and member updates with your HR team.

Who it's for

  • Employers of any size who want a core benefit that staff value
  • Organisations replacing or reviewing an existing scheme

What it covers

  • Lump sum on death, set as a multiple of salary
  • Free cover limit so most staff join without medical evidence
  • Optional spouse and child cover

Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.

Talk to a broker who works for you, not the insurer.

Tell us what you need covered. We compare the market and come back with clear options.