Personal insurance

Private motor

Comprehensive or third-party cover for your car, bakkie or 4x4.

Whether you drive in Gaborone traffic or on gravel roads to the Delta, your vehicle needs cover that matches how you use it. We arrange comprehensive cover, third party, fire and theft, and third-party-only policies for private vehicles.

We compare premiums and excesses across insurers, explain the extras that are worth having, and help you when you need to claim.

Who it's for

  • Private car, bakkie and 4x4 owners
  • Households with more than one vehicle on one policy
  • Drivers who regularly travel outside Botswana

What it covers

  • Accident damage to your own vehicle, on comprehensive policies
  • Theft and hijacking
  • Fire
  • Damage you cause to other people's vehicles and property
  • Optional extras such as car hire, windscreen cover and roadside assistance

Good to know

  • Tell us if you drive into neighbouring countries. Cross-border cover is not automatic on every policy.
  • Check how your vehicle is valued. Retail and market value can be very different after an accident.

Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.

Questions

Make sure everyone is safe, report the accident to the police, take photos, and get the other driver's details. Then call us. Do not admit liability at the scene.

Talk to a broker who works for you, not the insurer.

Tell us what you need covered. We compare the market and come back with clear options.