Personal insurance

Credit insurance

Keeps your loan repayments covered if illness, disability or job loss stops your income.

Credit insurance, sometimes called credit life, covers the repayments on personal loans, vehicle finance and credit cards if you die, become disabled, or in some policies lose your job.

It protects your credit record and stops a debt passing to your family. We check what your lender already includes so you do not pay twice.

Who it's for

  • Anyone with a personal loan, vehicle finance or a credit card balance
  • People whose household depends on one income

What it covers

  • Outstanding balance on death
  • Repayments or balance on permanent or temporary disability
  • Repayments for a period after retrenchment, where included

Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.

Talk to a broker who works for you, not the insurer.

Tell us what you need covered. We compare the market and come back with clear options.