Personal insurance
Mortgage protection
Pays off or covers your home loan if you die or become permanently disabled.
Mortgage protection makes sure your home loan is paid if you die or can no longer work because of a permanent disability. Your family keeps the house instead of inheriting the debt.
Most lenders in Botswana ask for this cover when you take out a home loan. We compare policies so you are not tied to the bank's own product if a better one exists.
Who it's for
- Anyone buying a home with a loan
- Homeowners whose existing cover no longer matches the loan balance
What it covers
- The outstanding home loan balance on death
- The outstanding balance on permanent disability, where included
- Optional cover for repayments during temporary disability or retrenchment
Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.
Related cover
Often arranged together
Home, contents and all risks
Cover for the building you own, the things inside it, and the valuables you carry with you.
Life insurance
A lump sum for your family if you die, so they can keep their home and plans.
Credit insurance
Keeps your loan repayments covered if illness, disability or job loss stops your income.
Talk to a broker who works for you, not the insurer.
Tell us what you need covered. We compare the market and come back with clear options.