Personal insurance
Life insurance
A lump sum for your family if you die, so they can keep their home and plans.
Life insurance pays a lump sum to the people you choose if you die. It can settle debts, replace your income for a time, and pay for your children's education.
We help you work out how much cover you actually need, then compare life insurers on price, terms and how they handle claims.
Who it's for
- Parents and anyone with people who depend on their income
- Business owners who need cover for a partner or key person
- Anyone with a home loan or other large debt
What it covers
- A lump sum paid to your beneficiaries on death
- Optional disability and critical illness benefits
- Optional funeral cover for you and your family
Good to know
- Answer health questions fully. Non-disclosure is the most common reason life claims are declined.
- Review your cover when you marry, have children or take on a bigger home loan.
Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.
Talk to a broker who works for you, not the insurer.
Tell us what you need covered. We compare the market and come back with clear options.