Commercial insurance
Business interruption
Replaces lost profit and pays extra costs while you recover from insured damage.
Repairing the building is only half the problem after a fire or flood. Business interruption cover replaces the gross profit you lose and pays the extra costs of keeping going while you rebuild.
It works alongside your fire and allied perils policy. We help you choose an indemnity period long enough for a realistic recovery.
Who it's for
- Businesses that would lose income if their premises or equipment were out of action
What it covers
- Loss of gross profit or revenue
- Increased cost of working, such as temporary premises
- Wages for staff during the recovery period, where selected
- Loss caused by damage at a key supplier or customer, where extended
Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.
Related cover
Often arranged together
Talk to a broker who works for you, not the insurer.
Tell us what you need covered. We compare the market and come back with clear options.