Commercial insurance
Fire and allied perils
Material damage cover for your buildings, equipment and stock.
Fire and allied perils cover, also called material damage, pays to repair or replace your business property after fire and other insured events. It is the foundation most other business policies build on.
We help you set accurate sums insured for buildings, plant and stock, so a claim is paid in full.
Who it's for
- Any business that owns or leases premises, equipment or stock
- Landlords of commercial property
What it covers
- Fire, lightning and explosion
- Storm, wind, hail and flood
- Earthquake, impact and malicious damage
- Burst pipes and water damage
- Buildings, plant, machinery, fixtures and stock
Good to know
- If your sum insured is too low, insurers can reduce a claim in proportion. Review values every year.
Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.
Talk to a broker who works for you, not the insurer.
Tell us what you need covered. We compare the market and come back with clear options.