Commercial insurance
Machinery breakdown
Covers sudden breakdown of plant, machinery and electronic equipment.
Fire policies do not cover a motor that burns out or a compressor that fails. Machinery breakdown insurance pays to repair or replace plant and equipment after sudden mechanical or electrical failure.
Extensions can cover spoiled stock in cold rooms and the profit you lose while the machine is down.
Who it's for
- Manufacturers, mines and processing plants
- Lodges, hotels and anyone running generators or cold rooms
- Businesses that depend on computer and electronic equipment
What it covers
- Sudden mechanical and electrical breakdown
- Electronic equipment and computers
- Deterioration of stock after refrigeration failure, where extended
- Loss of profit after breakdown, where extended
Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.
Related cover
Often arranged together
Talk to a broker who works for you, not the insurer.
Tell us what you need covered. We compare the market and come back with clear options.