Commercial insurance
Group personal accident
Pays benefits to employees who are injured, disabled or killed in an accident.
Group personal accident insurance pays set benefits to employees after an accident, on or off duty depending on the policy. It adds to what workers' compensation provides and is valued by staff.
It is also used for volunteers, students and guests, for example on organised trips.
Who it's for
- Employers who want to add to statutory cover
- Schools, clubs and tour operators covering groups of people
What it covers
- Accidental death
- Permanent disability
- Temporary total disability, paid weekly
- Medical expenses following an accident
Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.
Related cover
Often arranged together
Talk to a broker who works for you, not the insurer.
Tell us what you need covered. We compare the market and come back with clear options.