Commercial insurance
Workers' compensation
Covers what you owe employees injured at work under the Workers' Compensation Act.
Botswana's Workers' Compensation Act makes employers liable to compensate employees for injuries and diseases caused by their work. Workers' compensation insurance pays those amounts so a serious accident does not fall on your business alone.
We set the cover on your wage roll and job categories, and help with the forms when an employee is injured.
Who it's for
- Every employer in Botswana, from small firms to mines and construction sites
What it covers
- Compensation due under the Workers' Compensation Act for injury, disability and death
- Medical expenses for work-related injuries
- Occupational diseases
- Common law liability claims, where extended
Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.
Related cover
Often arranged together
Talk to a broker who works for you, not the insurer.
Tell us what you need covered. We compare the market and come back with clear options.