Commercial insurance
Public liability
Covers claims from people injured or property damaged because of your business.
If a customer slips in your shop or your work damages someone's property, they can claim against your business. Public liability insurance pays those claims and the legal costs of defending them.
Many landlords, tenders and contracts ask for proof of this cover. We arrange limits that match what your contracts require.
Who it's for
- Shops, offices, lodges and anyone whose premises the public visits
- Contractors and service businesses working on other people's property
- Manufacturers and distributors, who need products liability
What it covers
- Injury to members of the public
- Damage to other people's property
- Products liability, where extended
- Legal defence costs
Cover, limits and exclusions differ between insurers and policies. We explain the exact terms of any policy before you buy.
Related cover
Often arranged together
Professional indemnity
Professional Protect
Protects firms that give advice or professional services against claims of negligence.
Group personal accident
Pays benefits to employees who are injured, disabled or killed in an accident.
Workers' compensation
Covers what you owe employees injured at work under the Workers' Compensation Act.
Talk to a broker who works for you, not the insurer.
Tell us what you need covered. We compare the market and come back with clear options.